The Santana Group's Blog

Posted on 04/11/2021
Why Select a Bridge Loan?
Image by 3D Animation Production Company from Pixabay Understanding the type of loan you're getting matters, to protect your financial interests. You also need to know when to choose one type of loan over another. So, should you choose a bridge loan? When might that be the best choice for getting into the home of your dreams? Here's...
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Posted on 04/04/2021
Getting the Most Out of Your Home's Green Upgrades
Photo by rawpixel via Pixabay Did you know buyers are willing to pay nearly 3.5 percent more for a home that features green or high-performance features? And while that may not sound like a lot, it factors out to be a whopping $8,750 for every $250,000. The key to getting the most for your green upgrades, however, lies...
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Posted on 03/28/2021
DIY: Adirondack Chair
Image by Susan Lowry Hare from Pixabay Adirondack chairs are popular on decks and for outdoor living, though they also look great in a rustic living room or cabin! Rather than being straight-backed and uncomfortable, their design make them a joy to sit in. However, a finished Adirondack chair can up to $700 dollars, whereas materials will run...
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Posted on 03/21/2021
Tips for Moving Cross-Country
Photo by Peter Fazekas from Pexels Whether you are relocating to follow a dream, start a new job or simply have an adventure, cross-country moving requires careful planning and consideration. Moving across the country comes with a unique set of challenges, so it is important to prepare well in advance. Below are some tips to help you simplify...
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Posted on 03/14/2021
It’s a Balancing Act: Credit and Debt
Image by David Pereiras from Shutterstock Your FICO score is a key factor used to determine if you qualify for a mortgage. The Fair Isaac Corporation (FICO) is the creator of the most common credit score used by home loan providers. The algorithm used to create your score is a closely-guarded industry secret. But in general, it factors...
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Posted on 03/07/2021
Build-to-Rent Properties: A Quick Investor Lesson
Image by Виктория Бородинова from Pixabay Build-to-rent is a major term right now for investors. The industry has seen a serious leap in interest in just the past year, making nearly everyone in the real estate space sit up and take notice. We'll look at the special nature of these properties and which attributes make a property more...
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Posted on 02/28/2021
What is a Bi-Weekly Mortgage Plan?
Photo by Designer491 via Shutterstock The term “bi-weekly” means every other week. If you get paid bi-weekly, you usually get your check every other Friday. When it comes to a mortgage, typical amortization plans (payments of principal and interest) use a 30-year/360-month calculation. But many lenders offer a bi-weekly plan too. In this case, you would make 26...
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Posted on 02/21/2021
Tips for Replacing the Mechanism in Your Toilet Tank
Photo by House Method on Unsplash Some home maintenance projects definitely require a professional. But given just how fast homeownership costs can add up, it's nice to know that other home projects are DIY for the average person. Replacing your toilet fill valve and the flapper is one such project. The toilet is one of the few items...
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Posted on 02/14/2021
Choosing the Right Property to Flip
Photo by Jonny Lindner via Pixabay Making a flip profitable starts with one straightforward requirement: find a great deal. These tips are straightforward but crucial if you want to nail your first flip or your tenth. 1. Spread the Word that You're In The Market By this point you should have a rock star team nailed down--a few...
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Posted on 02/07/2021
Homeowners' Insurance: What Leads to Your Cost
Photo by Designer491 via Shutterstock If you’re new to homeownership, one of your first expenses is homeowner’s insurance. Not to be confused with mortgage insurance, your homeowner policy protects you in the event of a catastrophe. Factors that Impact the Cost of Home Insurance The cost of your home is only one factor in an extensive list of...
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Posted on 01/31/2021
When To Check Your Credit Score
It’s a good financial practice to check your credit report and score periodically. You want to be sure that no one has stolen your identity and that all the information on the report is correct. It may sound simple to check your credit, but there are so many sources that you can get it from and so many options...
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Posted on 01/24/2021
Do You Need a Homebuying Plan?
If you want to enjoy a seamless homebuying experience, it generally is a good idea to establish a property buying plan. That way, you can take a step-by-step approach to make your homeownership dream come true. As you prepare a homebuying strategy, there are several factors to consider. These factors include: 1. Your Dream Home Definition There is no...
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